The agency traces its roots to two well respected insurance agencies
with a long history in Kent County. The Fleetwood-Kirby Agency was
formed in the 1920's and operated in
Chestertown under this name until William Macbeth
(now retired)
joined the firm in 1957. At that time the name was changed to
Fleetwood-Macbeth, Inc. and remained so until 1968. The Townsend-Kane
Agency was organized around the same time. Operating as a corporation
from the beginning the agency soon grew to be Kent County's largest
insurance firm.

In 1968, the two firms reached an agreement to merge and do business
under the name of Fleetwood, Kane, Macbeth & McCown, Inc. In 1971 the
agency had outgrown its Chestertown office and moved to a new modern
office located just outside of town. The agency remains at this location
(now within the town limits) today.
Scott Bramble was added as a producer in 1989 to head the commercial
lines book of business. In 1994, the firm merged with a smaller agency
operating as Larrimore Insurance. John Larrimore had started his
business six years prior, and as a one man operation, had already become
a force in the local personal lines marketplace.
In 1988, Dan Zottarelli brought over his experience gained as a
dockmaster at a local marina and began marketing all types of marine
insurance under the label of "Dockmaster's Yacht Insurance." He still
manages that book of business today.
The most recent addition to the production side of the firm comes from
Creg Fleetwood. Creg is the grandson of F.A.M&M.'s "founding father"
Robert T. Fleetwood. Creg joined FAM&M
in 2003 and is now responsible for Commercial Lines sales and market
placement.
In 2007, FAM&M was acquired by Peoples Bank of Kent County.
The agency continues to strive towards its goal of providing the
citizens of the Mid-Shore the markets and service necessary to best
serve their
insurance needs.